Derechos y obligaciones al utilizar la app “Rastreador de deudas”.
1. General
Al instalar, descargar o utilizar la app “Rastreador de deudas”, aceptas estos Términos de uso. Si no estás de acuerdo con ellos, no debes seguir utilizando la app.
2. Finalidad de la app
La app es una herramienta digital privada para gestionar deudas, reembolsos, contratos, vencimientos, notas, exportaciones y resúmenes financieros personales.
La app sirve exclusivamente para organización e información personal. No sustituye asesoramiento legal, fiscal, financiero ni de otro tipo profesional.
Está prohibido cualquier uso abusivo, ilícito o técnicamente perjudicial.
3. Uso sin conexión y sin servidores propios
La app funciona en principio sin conexión y no transmite datos a servidores propios del desarrollador.
Los accesos a Internet o al sistema solo pueden producirse cuando tú utilizas activamente funciones como iCloud, copias de seguridad del dispositivo, exportación, compartir, compras dentro de la app o servicios externos del sistema iOS.
4. Funciones Pro y compras dentro de la app
Algunas funciones solo están disponibles en la versión Pro. Estas pueden incluir especialmente estadísticas avanzadas, previsiones, funciones de radar y planificación, PDF premium y funciones adicionales de comodidad.
Las compras, suscripciones, periodos de prueba, renovaciones y restauraciones son gestionadas por Apple. Por lo tanto, también se aplican los términos de Apple y las reglas del App Store.
Los precios, duraciones y ofertas de prueba pueden cambiar dentro del marco de las directrices del App Store.
5. Entrada de datos, importación, exportación e iCloud
Eres el único responsable de los datos que introduces en la app, importas, exportas o compartes.
Esto se aplica en particular a:
- Datos de deudas y contratos
- Importes y fechas de vencimiento
- Notas y textos descriptivos
- Exportaciones PDF
- Importaciones y exportaciones CSV
- Copias de seguridad JSON
- Importaciones y exportaciones de iCloud
- Firmas guardadas
Antes de importar, sobrescribir o compartir, debes revisar cuidadosamente los datos. Las importaciones pueden sustituir datos locales existentes.
6. Responsabilidad del usuario
Eres responsable de:
- hacer copias de seguridad de tus datos
- controlar importaciones y exportaciones
- usar iCloud y las copias de seguridad de forma segura
- proteger tu dispositivo
- revisar los contenidos PDF, CSV y compartidos antes de enviarlos
Se recomienda especialmente:
- Código del dispositivo
- Face ID o Touch ID
- PIN de la app
- Copias de seguridad periódicas
7. Derechos de autor
El diseño, la maquetación, el código, los textos, los gráficos, la estructura de la app, los conceptos funcionales y otros componentes de la app están protegidos por derechos de autor.
Queda prohibido cualquier uso, reproducción, modificación, publicación o distribución no expresamente permitidos, salvo que la ley disponga lo contrario.
8. Exclusión de responsabilidad
El uso de la app es bajo tu propia responsabilidad.
El desarrollador no garantiza:
- ausencia total de errores
- disponibilidad ininterrumpida
- compatibilidad permanente con todos los dispositivos o versiones de iOS
- procesos de importación, exportación, copia de seguridad o sincronización sin errores
- integridad permanente de los datos
En la medida permitida por la ley, el desarrollador no responde por pérdida de datos, importaciones fallidas, exportaciones erróneas, problemas de sincronización, problemas del dispositivo, errores del sistema o daños causados por un uso inadecuado, ausencia de copias de seguridad o servicios de terceros.
Los derechos obligatorios de responsabilidad legal, en particular en caso de dolo, negligencia grave o daños personales, permanecen intactos.
9. Actualizaciones, cambios y disponibilidad
Las funciones, el diseño, los precios, los contenidos Pro, las vistas, las posibilidades de importación y exportación o la disponibilidad de la app pueden modificarse, ampliarse, limitarse o interrumpirse en cualquier momento.
Siempre que sea posible, se informará de ello en la app o en el App Store.
10. Privacidad
La información sobre el tratamiento de datos personales se encuentra en la Política de privacidad.
Resumen:
- almacenamiento local
- sin servidores propios
- sin publicidad
- sin seguimiento
11. Servicios externos
Si utilizas funciones como Compartir de iOS, Mail, Archivos, iCloud, copias de seguridad de Apple o compras dentro de la app, también se aplican los términos y reglas de privacidad de los respectivos proveedores.
El desarrollador no tiene control total sobre estos servicios externos.
12. Uso prohibido
En particular, no está permitido:
- uso ilícito de la app
- manipulación técnica o elusión de mecanismos de protección
- uso abusivo de funciones de exportación, importación o compra
- uso de una manera que pueda dañar la app, el dispositivo o a terceros
13. Menores
La app no contiene contenido perjudicial para menores. Los menores deben utilizar la app solo teniendo en cuenta los ajustes del dispositivo y las indicaciones de sus tutores legales.
14. Derecho aplicable
Se aplica la legislación austríaca, con exclusión de sus normas sobre conflicto de leyes, en la medida permitida por la ley.
Cuando esté legalmente permitido, el domicilio del desarrollador será el fuero competente.
Si alguna disposición de estos Términos de uso es o llega a ser total o parcialmente inválida, la validez de las demás disposiciones no se verá afectada.
15. Contacto
Marcel Salimovic
Correo electrónico: privacy@mvm-app.at
Sitio web: https://mvm-app.at
16. Apple Standard EULA
LICENSED APPLICATION END USER LICENSE AGREEMENT
Apps made available through the App Store are licensed, not sold, to you. Your license to each App is subject to your prior acceptance of either this Licensed Application End User License Agreement (“Standard EULA”), or a custom end user license agreement between you and the Application Provider (“Custom EULA”), if one is provided. Your license to any Apple App under this Standard EULA or Custom EULA is granted by Apple, and your license to any Third Party App under this Standard EULA or Custom EULA is granted by the Application Provider of that Third Party App. Any App that is subject to this Standard EULA is referred to herein as the “Licensed Application.” The Application Provider or Apple as applicable (“Licensor”) reserves all rights in and to the Licensed Application not expressly granted to you under this Standard EULA.
a. Scope of License: Licensor grants to you a nontransferable license to use the Licensed Application on any Apple-branded products that you own or control and as permitted by the Usage Rules. The terms of this Standard EULA will govern any content, materials, or services accessible from or purchased within the Licensed Application as well as upgrades provided by Licensor that replace or supplement the original Licensed Application, unless such upgrade is accompanied by a Custom EULA. Except as provided in the Usage Rules, you may not distribute or make the Licensed Application available over a network where it could be used by multiple devices at the same time. You may not transfer, redistribute or sublicense the Licensed Application and, if you sell your Apple Device to a third party, you must remove the Licensed Application from the Apple Device before doing so. You may not copy (except as permitted by this license and the Usage Rules), reverse-engineer, disassemble, attempt to derive the source code of, modify, or create derivative works of the Licensed Application, any updates, or any part thereof (except as and only to the extent that any foregoing restriction is prohibited by applicable law or to the extent as may be permitted by the licensing terms governing use of any open-sourced components included with the Licensed Application).
b. Consent to Use of Data: You agree that Licensor may collect and use technical data and related information—including but not limited to technical information about your device, system and application software, and peripherals—that is gathered periodically to facilitate the provision of software updates, product support, and other services to you (if any) related to the Licensed Application. Licensor may use this information, as long as it is in a form that does not personally identify you, to improve its products or to provide services or technologies to you.
c. Termination. This Standard EULA is effective until terminated by you or Licensor. Your rights under this Standard EULA will terminate automatically if you fail to comply with any of its terms.
d. External Services. The Licensed Application may enable access to Licensor’s and/or third-party services and websites (collectively and individually, "External Services"). You agree to use the External Services at your sole risk. Licensor is not responsible for examining or evaluating the content or accuracy of any third-party External Services, and shall not be liable for any such third-party External Services. Data displayed by any Licensed Application or External Service, including but not limited to financial, medical and location information, is for general informational purposes only and is not guaranteed by Licensor or its agents. You will not use the External Services in any manner that is inconsistent with the terms of this Standard EULA or that infringes the intellectual property rights of Licensor or any third party. You agree not to use the External Services to harass, abuse, stalk, threaten or defame any person or entity, and that Licensor is not responsible for any such use. External Services may not be available in all languages or in your Home Country, and may not be appropriate or available for use in any particular location. To the extent you choose to use such External Services, you are solely responsible for compliance with any applicable laws. Licensor reserves the right to change, suspend, remove, disable or impose access restrictions or limits on any External Services at any time without notice or liability to you.
e. NO WARRANTY: YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT USE OF THE LICENSED APPLICATION IS AT YOUR SOLE RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE LICENSED APPLICATION AND ANY SERVICES PERFORMED OR PROVIDED BY THE LICENSED APPLICATION ARE PROVIDED "AS IS" AND “AS AVAILABLE,” WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND, AND LICENSOR HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH RESPECT TO THE LICENSED APPLICATION AND ANY SERVICES, EITHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES AND/OR CONDITIONS OF MERCHANTABILITY, OF SATISFACTORY QUALITY, OF FITNESS FOR A PARTICULAR PURPOSE, OF ACCURACY, OF QUIET ENJOYMENT, AND OF NONINFRINGEMENT OF THIRD-PARTY RIGHTS. NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY LICENSOR OR ITS AUTHORIZED REPRESENTATIVE SHALL CREATE A WARRANTY. SHOULD THE LICENSED APPLICATION OR SERVICES PROVE DEFECTIVE, YOU ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATIONS ON APPLICABLE STATUTORY RIGHTS OF A CONSUMER, SO THE ABOVE EXCLUSION AND LIMITATIONS MAY NOT APPLY TO YOU.
f. Limitation of Liability. TO THE EXTENT NOT PROHIBITED BY LAW, IN NO EVENT SHALL LICENSOR BE LIABLE FOR PERSONAL INJURY OR ANY INCIDENTAL, SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, LOSS OF DATA, BUSINESS INTERRUPTION, OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE LICENSED APPLICATION, HOWEVER CAUSED, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, OR OTHERWISE) AND EVEN IF LICENSOR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY FOR PERSONAL INJURY, OR OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THIS LIMITATION MAY NOT APPLY TO YOU. In no event shall Licensor’s total liability to you for all damages (other than as may be required by applicable law in cases involving personal injury) exceed the amount of fifty dollars ($50.00). The foregoing limitations will apply even if the above stated remedy fails of its essential purpose.
g. You may not use or otherwise export or re-export the Licensed Application except as authorized by United States law and the laws of the jurisdiction in which the Licensed Application was obtained. In particular, but without limitation, the Licensed Application may not be exported or re-exported (a) into any U.S.-embargoed countries or (b) to anyone on the U.S. Treasury Department's Specially Designated Nationals List or the U.S. Department of Commerce Denied Persons List or Entity List. By using the Licensed Application, you represent and warrant that you are not located in any such country or on any such list. You also agree that you will not use these products for any purposes prohibited by United States law, including, without limitation, the development, design, manufacture, or production of nuclear, missile, or chemical or biological weapons.
h. The Licensed Application and related documentation are "Commercial Items", as that term is defined at 48 C.F.R. §2.101, consisting of "Commercial Computer Software" and "Commercial Computer Software Documentation", as such terms are used in 48 C.F.R. §12.212 or 48 C.F.R. §227.7202, as applicable. Consistent with 48 C.F.R. §12.212 or 48 C.F.R. §227.7202-1 through 227.7202-4, as applicable, the Commercial Computer Software and Commercial Computer Software Documentation are being licensed to U.S. Government end users (a) only as Commercial Items and (b) with only those rights as are granted to all other end users pursuant to the terms and conditions herein. Unpublished-rights reserved under the copyright laws of the United States.
i. Except to the extent expressly provided in the following paragraph, this Agreement and the relationship between you and Apple shall be governed by the laws of the State of California, excluding its conflicts of law provisions. You and Apple agree to submit to the personal and exclusive jurisdiction of the courts located within the county of Santa Clara, California, to resolve any dispute or claim arising from this Agreement. If (a) you are not a U.S. citizen; (b) you do not reside in the U.S.; (c) you are not accessing the Service from the U.S.; and (d) you are a citizen of one of the countries identified below, you hereby agree that any dispute or claim arising from this Agreement shall be governed by the applicable law set forth below, without regard to any conflict of law provisions, and you hereby irrevocably submit to the non-exclusive jurisdiction of the courts located in the state, province or country identified below whose law governs:
If you are a citizen of any European Union country or Switzerland, Norway or Iceland, the governing law and forum shall be the laws and courts of your usual place of residence.
Specifically excluded from application to this Agreement is that law known as the United Nations Convention on the International Sale of Goods.