These terms of use were originally written in German. In case of discrepancies between the German original and this translation, the German version shall prevail.
1. General
By installing, downloading or using the app "Debt Tracker", you accept these Terms of Use. If you do not agree to these terms, you may not continue using the app.
2. Purpose of the App
The app is a private digital tool for managing debts, repayments, contracts, due dates, notes, exports and personal financial overviews.
The app is intended solely for personal organisation and information. It does not replace legal, tax, financial or other professional advice.
Abusive, unlawful or technically harmful use is prohibited.
3. Offline Use and No Own Servers
The app works primarily offline and does not transmit data to the developer's own servers.
Internet or system access may occur only if you yourself use features such as iCloud, device backups, export, sharing, in-app purchases or external iOS system services.
4. Pro Features and In-App Purchases
Some features are only available in the Pro version. These may include in particular extended statistics, forecasts, radar and planning functions, premium PDFs and additional convenience features.
Purchases, subscriptions, trial periods, renewals and restorations are handled via Apple. The terms of Apple and the rules of the App Store additionally apply.
Prices, durations and trial offers may be changed in accordance with App Store guidelines.
5. Data Entry, Import, Export and iCloud
You are solely responsible for what data you enter, import, export or share in the app. This applies in particular to:
- Debt and contract data
- Amounts and due dates
- Notes and description texts
- PDF exports
- CSV imports and CSV exports
- JSON backups
- iCloud imports and iCloud exports
- saved signatures
Before imports, overwrites or sharing, you should carefully check the data. Imports may result in existing local data being replaced.
6. User Responsibility
You are solely responsible for:
- backing up your data
- controlling imports and exports
- the secure use of iCloud and backups
- securing your device
- checking PDF, CSV and sharing content before distribution
Recommended in particular: device passcode, Face ID or Touch ID, app PIN and regular backups.
7. Copyright
The layout, design, code, texts, graphics, app structure, functional concepts and other components of the app are protected by copyright.
Any use, reproduction, modification, publication or distribution not expressly permitted is prohibited, unless otherwise required by law.
8. Disclaimer of Liability
Use of the app is at your own risk. The developer provides no guarantee for:
- complete freedom from errors
- uninterrupted availability
- constant compatibility with all devices or iOS versions
- error-free import, export, backup or synchronisation processes
- permanent data integrity
The developer is not liable for data loss, failed imports, incorrect exports, synchronisation problems, device problems, system errors or damages arising from improper use, missing backups or third-party services, to the extent permitted by law.
Mandatory statutory liability claims, in particular for intent, gross negligence or personal injury, remain unaffected.
9. Updates, Changes and Availability
Features, design, prices, Pro content, displays, import and export options or the availability of the app may be changed, extended, restricted or discontinued at any time.
Where possible, notices will be provided in the app or in the App Store.
10. Privacy
Information on the processing of personal data can be found in the Privacy Policy.
Summary: local storage · no own servers · no advertising · no tracking.
11. External Services
If you use features such as iOS sharing, Mail, Files, iCloud, Apple backups or in-app purchases, the terms and privacy rules of the respective providers additionally apply.
The developer has no full control over these external services.
12. Prohibited Use
In particular, the following is not permitted:
- unlawful use of the app
- technical manipulation or circumvention of protective mechanisms
- abusive use of export, import or purchase functions
- use in a way that may harm the app, the device or third parties
13. Minors
The app contains no content harmful to minors. Minors should only use the app in accordance with device settings and the instructions of their legal guardians.
14. Governing Law
Austrian law applies to the exclusion of its conflict of law rules, to the extent permitted by law. To the extent permitted by law, the developer's registered office is the place of jurisdiction.
Should any provision of these Terms of Use be wholly or partially invalid or become invalid, the validity of the remaining provisions shall remain unaffected.
15. Contact
Samir Salimovic
E-Mail: privacy@mvm-app.at
Website: https://mvm-app.at
16. Apple Standard EULA
LICENSED APPLICATION END USER LICENSE AGREEMENT
Apps made available through the App Store are licensed, not sold, to you. Your license to each App is subject to your prior acceptance of either this Licensed Application End User License Agreement ("Standard EULA"), or a custom end user license agreement between you and the Application Provider ("Custom EULA"), if one is provided.
a. Scope of License: Licensor grants to you a nontransferable license to use the Licensed Application on any Apple-branded products that you own or control and as permitted by the Usage Rules. You may not distribute or make the Licensed Application available over a network where it could be used by multiple devices at the same time. You may not copy, reverse-engineer, disassemble, attempt to derive the source code of, modify, or create derivative works of the Licensed Application.
b. Consent to Use of Data: You agree that Licensor may collect and use technical data and related information to facilitate the provision of software updates, product support, and other services related to the Licensed Application.
c. Termination: This Standard EULA is effective until terminated by you or Licensor. Your rights under this Standard EULA will terminate automatically if you fail to comply with any of its terms.
d. External Services: The Licensed Application may enable access to Licensor's and/or third-party services and websites. You agree to use the External Services at your sole risk. Licensor is not responsible for any third-party External Services.
e. NO WARRANTY: TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE LICENSED APPLICATION IS PROVIDED "AS IS" AND "AS AVAILABLE," WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. LICENSOR HEREBY DISCLAIMS ALL WARRANTIES WITH RESPECT TO THE LICENSED APPLICATION.
f. Limitation of Liability: TO THE EXTENT NOT PROHIBITED BY LAW, IN NO EVENT SHALL LICENSOR BE LIABLE FOR PERSONAL INJURY OR ANY INCIDENTAL, SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES WHATSOEVER ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE LICENSED APPLICATION.
Except to the extent expressly provided in the following paragraph, this Agreement and the relationship between you and Apple shall be governed by the laws of the State of California. If you are a citizen of any European Union country or Switzerland, Norway or Iceland, the governing law and forum shall be the laws and courts of your usual place of residence.