Nutzungsbedingungen · Schulden-Tracker

Rechte und Pflichten bei der Nutzung der App „Schulden-Tracker“.

1. Allgemeines

Mit dem Installieren, Laden oder Nutzen der App „Schulden-Tracker“ akzeptierst du diese Nutzungsbedingungen. Wenn du diesen Bedingungen nicht zustimmst, darfst du die App nicht weiter verwenden.

2. Zweck der App

Die App ist ein privates digitales Hilfsmittel zur Verwaltung von Schulden, Rückzahlungen, Verträgen, Fälligkeiten, Notizen, Exporten und persönlichen Finanzübersichten.

Die App dient ausschließlich der persönlichen Organisation und Information. Sie ersetzt keine rechtliche, steuerliche, finanzielle oder sonstige professionelle Beratung.

Eine missbräuchliche, rechtswidrige oder technisch schädigende Nutzung ist untersagt.

3. Offline-Nutzung und keine eigenen Server

Die App funktioniert grundsätzlich offline und übermittelt keine Daten an eigene Server des Entwicklers.

Internet- oder Systemzugriffe können nur entstehen, wenn du selbst Funktionen wie iCloud, Geräte-Backups, Export, Teilen, In-App-Käufe oder externe iOS-Systemdienste nutzt.

4. Pro-Funktionen und In-App-Käufe

Einige Funktionen stehen nur in der Pro-Version zur Verfügung. Dazu können insbesondere erweiterte Statistiken, Prognosen, Radar- und Planungsfunktionen, Premium-PDFs und zusätzliche Komfortfunktionen gehören.

Käufe, Abonnements, Testphasen, Verlängerungen und Wiederherstellungen werden über Apple abgewickelt. Es gelten insoweit ergänzend die Bedingungen von Apple und die Regeln des App Store.

Preise, Laufzeiten und Testangebote können im Rahmen der App-Store-Richtlinien geändert werden.

5. Dateneingabe, Import, Export und iCloud

Du bist selbst dafür verantwortlich, welche Daten du in die App eingibst, importierst, exportierst oder teilst.

Dies gilt insbesondere für:

Schulden- und Vertragsdaten
Beträge und Fälligkeiten
Notizen und Beschreibungstexte
PDF-Exporte
CSV-Importe und CSV-Exporte
JSON-Backups
iCloud-Importe und iCloud-Exporte
gespeicherte Unterschriften

Vor Importen, Überschreibungen oder Teilen solltest du die Daten sorgfältig prüfen. Bei Importen kann es dazu kommen, dass bestehende lokale Daten ersetzt werden.

6. Verantwortung des Nutzers

Du bist selbst verantwortlich für:

die Sicherung deiner Daten
die Kontrolle von Importen und Exporten
die sichere Verwendung von iCloud und Backups
die Absicherung deines Geräts
die Prüfung von PDF-, CSV- und Teilen-Inhalten vor der Weitergabe

7. Urheberrecht

Layout, Design, Code, Texte, Grafiken, App-Struktur, Funktionskonzepte und sonstige Bestandteile der App sind urheberrechtlich geschützt.

Jede nicht ausdrücklich erlaubte Nutzung, Vervielfältigung, Bearbeitung, Veröffentlichung oder Weitergabe ist untersagt, soweit nicht gesetzlich etwas anderes vorgeschrieben ist.

8. Haftungsausschluss

Die Nutzung der App erfolgt auf eigenes Risiko.

Der Entwickler übernimmt keine Gewähr für:

vollständige Fehlerfreiheit
unterbrechungsfreie Verfügbarkeit
ständige Kompatibilität mit allen Geräten oder iOS-Versionen
fehlerfreie Import-, Export-, Backup- oder Synchronisierungsvorgänge
dauerhafte Datenintegrität

Der Entwickler haftet nicht für Datenverlust, Fehlimporte, fehlerhafte Exporte, Synchronisierungsprobleme, Geräteprobleme, Systemfehler oder Schäden, die durch unsachgemäße Nutzung, fehlende Backups oder Dienste Dritter entstehen, soweit gesetzlich zulässig.

Zwingende gesetzliche Haftungsansprüche, insbesondere bei Vorsatz, grober Fahrlässigkeit oder Personenschäden, bleiben unberührt.

9. Updates, Änderungen und Verfügbarkeit

Funktionen, Design, Preise, Pro-Inhalte, Darstellungen, Import- und Exportmöglichkeiten oder die Verfügbarkeit der App können jederzeit geändert, erweitert, eingeschränkt oder eingestellt werden.

Soweit möglich, erfolgen Hinweise hierzu in der App oder im App Store.

10. Datenschutz

Informationen zur Verarbeitung personenbezogener Daten findest du in der Datenschutzerklärung.

Kurzfassung:

lokale Speicherung
keine eigenen Server
keine Werbung
kein Tracking

11. Externe Dienste

Wenn du Funktionen wie iOS-Teilen, Mail, Dateien, iCloud, Apple-Backups oder In-App-Käufe nutzt, gelten zusätzlich die Bedingungen und Datenschutzregeln der jeweiligen Anbieter.

Der Entwickler hat auf diese externen Dienste keinen vollständigen Einfluss.

12. Verbotene Nutzung

Nicht erlaubt ist insbesondere:

rechtswidrige Nutzung der App
technische Manipulation oder Umgehung von Schutzmechanismen
missbräuchliche Nutzung von Export-, Import- oder Kauf-Funktionen
Nutzung in einer Weise, die die App, das Gerät oder Dritte schädigen kann

13. Minderjährige

Die App enthält keine jugendgefährdenden Inhalte. Minderjährige sollten die App nur unter Beachtung der Geräteeinstellungen und Vorgaben ihrer Sorgeberechtigten nutzen.

14. Recht

Es gilt österreichisches Recht unter Ausschluss seiner Kollisionsnormen, soweit gesetzlich zulässig.

Sofern gesetzlich zulässig, ist der Sitz des Entwicklers Gerichtsstand.

Sollte eine Bestimmung dieser Nutzungsbedingungen ganz oder teilweise unwirksam sein oder werden, bleibt die Wirksamkeit der übrigen Bestimmungen unberührt.

15. Kontakt

Marcel Salimovic
E-Mail: privacy@mvm-app.at
Website: https://mvm-app.at

16. Apple Standard EULA

LICENSED APPLICATION END USER LICENSE AGREEMENT

Apps made available through the App Store are licensed, not sold, to you. Your license to each App is subject to your prior acceptance of either this Licensed Application End User License Agreement (“Standard EULA”), or a custom end user license agreement between you and the Application Provider (“Custom EULA”), if one is provided. Your license to any Apple App under this Standard EULA or Custom EULA is granted by Apple, and your license to any Third Party App under this Standard EULA or Custom EULA is granted by the Application Provider of that Third Party App. Any App that is subject to this Standard EULA is referred to herein as the “Licensed Application.” The Application Provider or Apple as applicable (“Licensor”) reserves all rights in and to the Licensed Application not expressly granted to you under this Standard EULA.

a. Scope of License: Licensor grants to you a nontransferable license to use the Licensed Application on any Apple-branded products that you own or control and as permitted by the Usage Rules. The terms of this Standard EULA will govern any content, materials, or services accessible from or purchased within the Licensed Application as well as upgrades provided by Licensor that replace or supplement the original Licensed Application, unless such upgrade is accompanied by a Custom EULA. Except as provided in the Usage Rules, you may not distribute or make the Licensed Application available over a network where it could be used by multiple devices at the same time. You may not transfer, redistribute or sublicense the Licensed Application and, if you sell your Apple Device to a third party, you must remove the Licensed Application from the Apple Device before doing so. You may not copy (except as permitted by this license and the Usage Rules), reverse-engineer, disassemble, attempt to derive the source code of, modify, or create derivative works of the Licensed Application, any updates, or any part thereof (except as and only to the extent that any foregoing restriction is prohibited by applicable law or to the extent as may be permitted by the licensing terms governing use of any open-sourced components included with the Licensed Application).

b. Consent to Use of Data: You agree that Licensor may collect and use technical data and related information—including but not limited to technical information about your device, system and application software, and peripherals—that is gathered periodically to facilitate the provision of software updates, product support, and other services to you (if any) related to the Licensed Application. Licensor may use this information, as long as it is in a form that does not personally identify you, to improve its products or to provide services or technologies to you.

c. Termination. This Standard EULA is effective until terminated by you or Licensor. Your rights under this Standard EULA will terminate automatically if you fail to comply with any of its terms.

d. External Services. The Licensed Application may enable access to Licensor’s and/or third-party services and websites (collectively and individually, "External Services"). You agree to use the External Services at your sole risk. Licensor is not responsible for examining or evaluating the content or accuracy of any third-party External Services, and shall not be liable for any such third-party External Services. Data displayed by any Licensed Application or External Service, including but not limited to financial, medical and location information, is for general informational purposes only and is not guaranteed by Licensor or its agents. You will not use the External Services in any manner that is inconsistent with the terms of this Standard EULA or that infringes the intellectual property rights of Licensor or any third party. You agree not to use the External Services to harass, abuse, stalk, threaten or defame any person or entity, and that Licensor is not responsible for any such use. External Services may not be available in all languages or in your Home Country, and may not be appropriate or available for use in any particular location. To the extent you choose to use such External Services, you are solely responsible for compliance with any applicable laws. Licensor reserves the right to change, suspend, remove, disable or impose access restrictions or limits on any External Services at any time without notice or liability to you.

e. NO WARRANTY: YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT USE OF THE LICENSED APPLICATION IS AT YOUR SOLE RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE LICENSED APPLICATION AND ANY SERVICES PERFORMED OR PROVIDED BY THE LICENSED APPLICATION ARE PROVIDED "AS IS" AND “AS AVAILABLE,” WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND, AND LICENSOR HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH RESPECT TO THE LICENSED APPLICATION AND ANY SERVICES, EITHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES AND/OR CONDITIONS OF MERCHANTABILITY, OF SATISFACTORY QUALITY, OF FITNESS FOR A PARTICULAR PURPOSE, OF ACCURACY, OF QUIET ENJOYMENT, AND OF NONINFRINGEMENT OF THIRD-PARTY RIGHTS. NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY LICENSOR OR ITS AUTHORIZED REPRESENTATIVE SHALL CREATE A WARRANTY. SHOULD THE LICENSED APPLICATION OR SERVICES PROVE DEFECTIVE, YOU ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATIONS ON APPLICABLE STATUTORY RIGHTS OF A CONSUMER, SO THE ABOVE EXCLUSION AND LIMITATIONS MAY NOT APPLY TO YOU.

f. Limitation of Liability. TO THE EXTENT NOT PROHIBITED BY LAW, IN NO EVENT SHALL LICENSOR BE LIABLE FOR PERSONAL INJURY OR ANY INCIDENTAL, SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, LOSS OF DATA, BUSINESS INTERRUPTION, OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE LICENSED APPLICATION, HOWEVER CAUSED, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, OR OTHERWISE) AND EVEN IF LICENSOR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY FOR PERSONAL INJURY, OR OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THIS LIMITATION MAY NOT APPLY TO YOU. In no event shall Licensor’s total liability to you for all damages (other than as may be required by applicable law in cases involving personal injury) exceed the amount of fifty dollars ($50.00). The foregoing limitations will apply even if the above stated remedy fails of its essential purpose.

g. You may not use or otherwise export or re-export the Licensed Application except as authorized by United States law and the laws of the jurisdiction in which the Licensed Application was obtained. In particular, but without limitation, the Licensed Application may not be exported or re-exported (a) into any U.S.-embargoed countries or (b) to anyone on the U.S. Treasury Department's Specially Designated Nationals List or the U.S. Department of Commerce Denied Persons List or Entity List. By using the Licensed Application, you represent and warrant that you are not located in any such country or on any such list. You also agree that you will not use these products for any purposes prohibited by United States law, including, without limitation, the development, design, manufacture, or production of nuclear, missile, or chemical or biological weapons.

h. The Licensed Application and related documentation are "Commercial Items", as that term is defined at 48 C.F.R. §2.101, consisting of "Commercial Computer Software" and "Commercial Computer Software Documentation", as such terms are used in 48 C.F.R. §12.212 or 48 C.F.R. §227.7202, as applicable. Consistent with 48 C.F.R. §12.212 or 48 C.F.R. §227.7202-1 through 227.7202-4, as applicable, the Commercial Computer Software and Commercial Computer Software Documentation are being licensed to U.S. Government end users (a) only as Commercial Items and (b) with only those rights as are granted to all other end users pursuant to the terms and conditions herein. Unpublished-rights reserved under the copyright laws of the United States.

i. Except to the extent expressly provided in the following paragraph, this Agreement and the relationship between you and Apple shall be governed by the laws of the State of California, excluding its conflicts of law provisions. You and Apple agree to submit to the personal and exclusive jurisdiction of the courts located within the county of Santa Clara, California, to resolve any dispute or claim arising from this Agreement. If (a) you are not a U.S. citizen; (b) you do not reside in the U.S.; (c) you are not accessing the Service from the U.S.; and (d) you are a citizen of one of the countries identified below, you hereby agree that any dispute or claim arising from this Agreement shall be governed by the applicable law set forth below, without regard to any conflict of law provisions, and you hereby irrevocably submit to the non-exclusive jurisdiction of the courts located in the state, province or country identified below whose law governs:

If you are a citizen of any European Union country or Switzerland, Norway or Iceland, the governing law and forum shall be the laws and courts of your usual place of residence.

Specifically excluded from application to this Agreement is that law known as the United Nations Convention on the International Sale of Goods.